When a storm strikes, the aftermath can leave homeowners unsure what to do about the potential damage. At Pro-Resto, based in Elgin, Chicago, and Brentwood, TN, and proudly serving Nashville and Lexington, KY, our goal is help you get your home the repairs it needswhile maximizing your insurance benefits.
Understanding the Insurance Claims Process for Storm Damage
Time to Make it Right
The first step after noticing storm damage is to schedule a roof inspection. Our skilled team conducts a thorough examination of your roof. We inspect all roofing components, including shingles, skylights, and gutters, as well as any potential interior damage, such as water stains or sagging drywall. This comprehensive roof inspection ensures that we document every necessity before filing a roof storm damage insurance claim.
Get a Guide
Once we’ve assessed the damage, we guide you through the claims process. Essential information regarding the storm, damage type, and extent is accurately communicated. Setting the stage right from the beginning is crucial for a successful claim, which is why our expertise is invaluable during this phase.
Advocacy in Action
Following the claim submission, your insurance company will assign an adjuster who will inspect the reported damage. Pro-Resto will attend the adjuster meeting to advocate for you, highlighting all areas of concern and ensuring nothing is overlooked. Our representatives are trained to engage directly with adjusters, making certain they perform a thorough inspection and generate an accurate estimate of repairs.
Do This to Not Leave Money on the Table
If the insurance adjuster’s assessment falls short, we will analyze the provided estimate against our findings to ensure all necessary repairs are included. Often, adjusters may not account for building code compliance costs or may only suggest patchwork repairs, which could diminish your home’s overall value. We work to counter those estimates, striving to secure the maximum benefits possible under your policy.
What to Do If Your Claim Is Denied
In the rare event that your claim is denied for storm damage roof work, we can initiate a re-inspection request or involve a third-party appraisal for an unbiased evaluation. Throughout the entire process, we are here as an experienced roofing contractor to ensure your roof repair or replacement meets local building codes and maintains the highest quality standards. With Pro-Resto by your side, you can confidently navigate the insurance claims process for storm damage, knowing your home is in capable hands.